---
title: Refined | All-In-One Plans for Accepting Digital Payments
description: With Refined, accepting payments has never been easier. Simple, affordable payment solutions that help your business grow.
---

[![Refined Payments logo](https://www.refinedpayments.com/hs-fs/hubfs/refined-logo-2x.png?width=281&height=117&name=refined-logo-2x.png "Refined Payments logo")](https://www.refinedpayments.com?hsLang=en)

- Solutions 
    - Accept Payments 
          - [Surcharging](https://www.refinedpayments.com/surcharging)
          - [E-Commerce](https://www.refinedpayments.com/online-store)
          - [Point of Sale](https://www.refinedpayments.com/point-of-sale)
          - [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
          - [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
          - [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
          - [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
          - [Invoices](https://www.refinedpayments.com/invoices)
    - Financing Solutions 
          - [Business Loans](https://www.refinedpayments.com/capital)
    - Customers 
          - [Gift Cards](https://www.refinedpayments.com/gift-cards)
          - [Food Safety](https://www.refinedpayments.com/food-safety)
- [Why Refined](https://www.refinedpayments.com/why-refined)
- [Pricing](https://www.refinedpayments.com/plans/compare)
- Resources 
    - [Help Center](https://www.refinedpayments.com/help-center)
    - [Contact Us](https://www.refinedpayments.com/contact)
    - [Refined Magazine](https://www.refinedpayments.com/blog)
    - [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

[![Sign In](https://no-cache.hubspot.com/cta/default/7437127/b1fe453f-7299-4fcb-b285-58ba3d62e299.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/b1fe453f-7299-4fcb-b285-58ba3d62e299)

[![Sign Up](https://no-cache.hubspot.com/cta/default/7437127/734dff40-881c-4ae2-919d-f62837a54271.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/734dff40-881c-4ae2-919d-f62837a54271)

[![Refined](https://www.refinedpayments.com/hs-fs/hubfs/Refined%20Brand%20Assets/Logo_GreenIconOnTransparent.png?width=192&height=80&name=Logo_GreenIconOnTransparent.png "Refined")](http://refinedpayments.com)

- Solutions 
    - Accept Payments 
          - [Surcharging](https://www.refinedpayments.com/surcharging)
          - [E-Commerce](https://www.refinedpayments.com/online-store)
          - [Point of Sale](https://www.refinedpayments.com/point-of-sale)
          - [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
          - [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
          - [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
          - [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
          - [Invoices](https://www.refinedpayments.com/invoices)
    - Financing Solutions 
          - [Business Loans](https://www.refinedpayments.com/capital)
    - Customers 
          - [Gift Cards](https://www.refinedpayments.com/gift-cards)
          - [Food Safety](https://www.refinedpayments.com/food-safety)
- [Why Refined](https://www.refinedpayments.com/why-refined)
- [Pricing](https://www.refinedpayments.com/plans/compare)
- Resources 
    - [Help Center](https://www.refinedpayments.com/help-center)
    - [Contact Us](https://www.refinedpayments.com/contact)
    - [Refined Magazine](https://www.refinedpayments.com/blog)
    - [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

[![Sign In](https://no-cache.hubspot.com/cta/default/7437127/e15ea269-aa19-463c-80be-049e6a500ed8.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/e15ea269-aa19-463c-80be-049e6a500ed8)

[![Sign Up](https://no-cache.hubspot.com/cta/default/7437127/734dff40-881c-4ae2-919d-f62837a54271.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/734dff40-881c-4ae2-919d-f62837a54271)

Search

**Menu**

[![Sign In](https://no-cache.hubspot.com/cta/default/7437127/95683658-88fd-48d4-ad6c-1f25b42440e1.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/95683658-88fd-48d4-ad6c-1f25b42440e1)

[![Get Started](https://no-cache.hubspot.com/cta/default/7437127/b3902935-8b4a-4ce3-a798-82a53c84dad7.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/b3902935-8b4a-4ce3-a798-82a53c84dad7)

- Solutions 
    - Accept Payments 
          - [Surcharging](https://www.refinedpayments.com/surcharging)
          - [E-Commerce](https://www.refinedpayments.com/online-store)
          - [Point of Sale](https://www.refinedpayments.com/point-of-sale)
          - [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
          - [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
          - [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
          - [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
          - [Invoices](https://www.refinedpayments.com/invoices)
    - Financing Solutions 
          - [Business Loans](https://www.refinedpayments.com/capital)
    - Customers 
          - [Gift Cards](https://www.refinedpayments.com/gift-cards)
          - [Food Safety](https://www.refinedpayments.com/food-safety)
- [Why Refined](https://www.refinedpayments.com/why-refined)
- [Pricing](https://www.refinedpayments.com/plans/compare)
- Resources 
    - [Help Center](https://www.refinedpayments.com/help-center)
    - [Contact Us](https://www.refinedpayments.com/contact)
    - [Refined Magazine](https://www.refinedpayments.com/blog)
    - [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

Accepting payments has never been easier

Simple, affordable payment solutions that help your business grow.

[![Get Started](https://no-cache.hubspot.com/cta/default/7437127/8922e9ce-367e-4225-92f0-70895d48f795.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/8922e9ce-367e-4225-92f0-70895d48f795)

###### PAYMENTS IMPROVED

# How it works

![vladislav-babienko-KTpSVEcU0XU-unsplash](https://www.refinedpayments.com/hs-fs/hubfs/vladislav-babienko-KTpSVEcU0XU-unsplash.jpg?width=3024&height=3780&name=vladislav-babienko-KTpSVEcU0XU-unsplash.jpg)

#### Pick a plan

Choose a plan and custom add-ons based on your business needs.

[View plans & pricing](https://www.refinedpayments.com/plans/compare?hsLang=en)

![rosebox-BFdSCxmqvYc-unsplash](https://www.refinedpayments.com/hs-fs/hubfs/rosebox-BFdSCxmqvYc-unsplash.jpg?width=4298&height=5372&name=rosebox-BFdSCxmqvYc-unsplash.jpg)

#### Receive your hardware or software

Quality payment solutions delivered to your door or inbox.

![blake-wisz-Xn5FbEM9564-unsplash2](https://www.refinedpayments.com/hs-fs/hubfs/blake-wisz-Xn5FbEM9564-unsplash2.jpg?width=5490&height=4308&name=blake-wisz-Xn5FbEM9564-unsplash2.jpg)

#### Take payments

Accept payments securely, any way you want — in no time.

![mike-enerio-cU7amH4K0VE-unsplash](https://www.refinedpayments.com/hs-fs/hubfs/mike-enerio-cU7amH4K0VE-unsplash.jpg?width=4242&height=2828&name=mike-enerio-cU7amH4K0VE-unsplash.jpg)

#### Grow your business

With tools and 24/7 support to meet every business challenge.

[Join today](https://www.refinedpayments.com/join?hsLang=en)

### Touch-free technology

Allow your customers to have a touch-free shopping experience and more peace of mind with our products that securely accept Apple Pay, Google Pay, Samsung Pay, or any contactless credit card. Gone are the needs for prompts and customer signatures. With an average checkout time between 1 to 2 seconds, you will maximize your customer throughput. 

![mika-baumeister-PZao9UjlbMY-unsplash](https://www.refinedpayments.com/hs-fs/hubfs/mika-baumeister-PZao9UjlbMY-unsplash.jpg?width=3219&name=mika-baumeister-PZao9UjlbMY-unsplash.jpg "mika-baumeister-PZao9UjlbMY-unsplash")

### A dedicated Tech Consultant for your business

Have questions about loyalty, gift cards or anything technology related? Our customers have access to a dedicated consultant that can help take your business to the next level.  

![cowomen-pd5FVvQ9-aY-unsplash](https://www.refinedpayments.com/hs-fs/hubfs/cowomen-pd5FVvQ9-aY-unsplash.jpg?width=6000&name=cowomen-pd5FVvQ9-aY-unsplash.jpg "cowomen-pd5FVvQ9-aY-unsplash")

### Refined Magazine

Short and snackable insights on all topics that help your business grow, product updates, interviews and more. 

![vlad-kutepov-OqkXqywoL7g-unsplash](https://www.refinedpayments.com/hubfs/vlad-kutepov-OqkXqywoL7g-unsplash.jpg "vlad-kutepov-OqkXqywoL7g-unsplash")

## Experience a new kind of payment solution

No risk, no hidden fees, and no cancelation fees.

[![Get Started](https://no-cache.hubspot.com/cta/default/7437127/b3902935-8b4a-4ce3-a798-82a53c84dad7.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/b3902935-8b4a-4ce3-a798-82a53c84dad7)

#### **Solutions**

- [Surcharging](https://www.refinedpayments.com/surcharging)
- [E-Commerce](https://www.refinedpayments.com/online-store)
- [Point of Sale](https://www.refinedpayments.com/point-of-sale)
- [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
- [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
- [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
- [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
- [Invoices](https://www.refinedpayments.com/invoices)
- [Business Loans](https://www.refinedpayments.com/capital)
- [Gift Cards](https://www.refinedpayments.com/gift-cards)
- [Food Safety](https://www.refinedpayments.com/food-safety)

#### [**Pricing**](https://www.refinedpayments.com/plans/compare?hsLang=en)

#### **Resources**

- [Help Center](https://www.refinedpayments.com/help-center)
- [Contact Us](https://www.refinedpayments.com/contact)
- [Refined Magazine](https://www.refinedpayments.com/blog)
- [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

#### **[Why Refined](https://www.refinedpayments.com/why-refined)**

#### **Company**

- [About Refined](https://www.refinedpayments.com/about)
- [Careers](https://www.refinedpayments.com/careers)
- [Affiliate Program](https://www.refinedpayments.com/affiliate)
- [Press](https://www.refinedpayments.com/press)

<https://www.instagram.com/refinedpayments/>  <https://twitter.com/RefinedPayments>  <https://www.facebook.com/RefinedPayments>  <https://www.linkedin.com/company/refined-payments/>  <https://www.youtube.com/channel/UCmgRu9yvTyMZDmmLtL1PATQ>

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