---
title: Pricing and Plans | Refined
description: "Refined offers three main pricing plans: E-Commerce, Point of Sale, and Payments. Whether you’re just starting out or growing your business, we have an option that fits your payment needs. We also offer custom pricing, as well as add-on features, including mobile processing, a portable terminal for card and mobile payments, and gift cards."
---

[![Refined Payments logo](https://www.refinedpayments.com/hs-fs/hubfs/refined-logo-2x.png?width=281&height=117&name=refined-logo-2x.png "Refined Payments logo")](https://www.refinedpayments.com?hsLang=en)

- Solutions 
    - Accept Payments 
          - [Surcharging](https://www.refinedpayments.com/surcharging)
          - [E-Commerce](https://www.refinedpayments.com/online-store)
          - [Point of Sale](https://www.refinedpayments.com/point-of-sale)
          - [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
          - [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
          - [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
          - [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
          - [Invoices](https://www.refinedpayments.com/invoices)
    - Financing Solutions 
          - [Business Loans](https://www.refinedpayments.com/capital)
    - Customers 
          - [Gift Cards](https://www.refinedpayments.com/gift-cards)
          - [Food Safety](https://www.refinedpayments.com/food-safety)
- [Why Refined](https://www.refinedpayments.com/why-refined)
- [Pricing](https://www.refinedpayments.com/plans/compare)
- Resources 
    - [Help Center](https://www.refinedpayments.com/help-center)
    - [Contact Us](https://www.refinedpayments.com/contact)
    - [Refined Magazine](https://www.refinedpayments.com/blog)
    - [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

[![Sign In](https://no-cache.hubspot.com/cta/default/7437127/b1fe453f-7299-4fcb-b285-58ba3d62e299.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/b1fe453f-7299-4fcb-b285-58ba3d62e299)

[![Sign Up](https://no-cache.hubspot.com/cta/default/7437127/734dff40-881c-4ae2-919d-f62837a54271.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/734dff40-881c-4ae2-919d-f62837a54271)

[![Refined](https://www.refinedpayments.com/hs-fs/hubfs/Refined%20Brand%20Assets/Logo_GreenIconOnTransparent.png?width=192&height=80&name=Logo_GreenIconOnTransparent.png "Refined")](http://refinedpayments.com)

- Solutions 
    - Accept Payments 
          - [Surcharging](https://www.refinedpayments.com/surcharging)
          - [E-Commerce](https://www.refinedpayments.com/online-store)
          - [Point of Sale](https://www.refinedpayments.com/point-of-sale)
          - [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
          - [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
          - [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
          - [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
          - [Invoices](https://www.refinedpayments.com/invoices)
    - Financing Solutions 
          - [Business Loans](https://www.refinedpayments.com/capital)
    - Customers 
          - [Gift Cards](https://www.refinedpayments.com/gift-cards)
          - [Food Safety](https://www.refinedpayments.com/food-safety)
- [Why Refined](https://www.refinedpayments.com/why-refined)
- [Pricing](https://www.refinedpayments.com/plans/compare)
- Resources 
    - [Help Center](https://www.refinedpayments.com/help-center)
    - [Contact Us](https://www.refinedpayments.com/contact)
    - [Refined Magazine](https://www.refinedpayments.com/blog)
    - [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

[![Sign In](https://no-cache.hubspot.com/cta/default/7437127/e15ea269-aa19-463c-80be-049e6a500ed8.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/e15ea269-aa19-463c-80be-049e6a500ed8)

[![Sign Up](https://no-cache.hubspot.com/cta/default/7437127/734dff40-881c-4ae2-919d-f62837a54271.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/734dff40-881c-4ae2-919d-f62837a54271)

Search

**Menu**

[![Sign In](https://no-cache.hubspot.com/cta/default/7437127/95683658-88fd-48d4-ad6c-1f25b42440e1.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/95683658-88fd-48d4-ad6c-1f25b42440e1)

[![Get Started](https://no-cache.hubspot.com/cta/default/7437127/b3902935-8b4a-4ce3-a798-82a53c84dad7.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/b3902935-8b4a-4ce3-a798-82a53c84dad7)

- Solutions 
    - Accept Payments 
          - [Surcharging](https://www.refinedpayments.com/surcharging)
          - [E-Commerce](https://www.refinedpayments.com/online-store)
          - [Point of Sale](https://www.refinedpayments.com/point-of-sale)
          - [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
          - [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
          - [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
          - [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
          - [Invoices](https://www.refinedpayments.com/invoices)
    - Financing Solutions 
          - [Business Loans](https://www.refinedpayments.com/capital)
    - Customers 
          - [Gift Cards](https://www.refinedpayments.com/gift-cards)
          - [Food Safety](https://www.refinedpayments.com/food-safety)
- [Why Refined](https://www.refinedpayments.com/why-refined)
- [Pricing](https://www.refinedpayments.com/plans/compare)
- Resources 
    - [Help Center](https://www.refinedpayments.com/help-center)
    - [Contact Us](https://www.refinedpayments.com/contact)
    - [Refined Magazine](https://www.refinedpayments.com/blog)
    - [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

# Flexible plans to get everything you need

###### For internet businesses

## E-Commerce

Accept payments and capture more revenue.

Monthly plan  
$35/mo.

$0 Processing Fee with Surcharging\*. 

Payment gateway is included.

 

\*If not surcharging, our Interchange plus pricing rate is: 

 

Interchange plus 0.30% and  
15¢ / transaction

[![Select](https://no-cache.hubspot.com/cta/default/7437127/2133b8c7-b43b-4ee4-87b1-553ca46ab606.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/2133b8c7-b43b-4ee4-87b1-553ca46ab606)

---

- Accept cards, mobile and digital wallet payments, and gift cards quickly and securely
- Virtual terminal enables you to sell online 
- Online shopping cart
- Receive funds fast with next-day deposits sent directly to your bank account
- Compatible with mobile processing devices
- All our [standard features](https://www.refinedpayments.com/plans/compare#features)

###### For restaurants and retail

## Point of Sale

POS systems designed for super-productive restaurants and retail businesses.

Monthly plan  
$20/mo.

$0 Processing Fee with Surcharging\*.

POS hardware (up to $5,000 worth) is included with Surcharging.

 

\*If not surcharging, our Interchange plus pricing rate is: 

 

Interchange plus 0.30% and  
8¢ / transaction

 

POS Software

Starting at

[![Select](https://no-cache.hubspot.com/cta/default/7437127/e8645d09-586e-4786-8837-4d655261c3d7.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/e8645d09-586e-4786-8837-4d655261c3d7)

---

- Accept cards, mobile and digital wallet payments, cash, checks, and gift cards quickly and securely
- Cloud-based POS system 
- Intuitive 15.6" touch screen interface
- Multi-location employee management
- Multi-location inventory management
- Manage your customer information and send digital receipts
- Receive funds fast with next-day deposits sent directly to your bank account
- Real-time reports and detailed analytics
- Manage online and offline sales orders
- Compatible with mobile processing devices
- All our [standard features](https://www.refinedpayments.com/plans/compare#features)

###### For all business types

## Payments

Simple, affordable credit card processing for all business types.

 

Monthly plan

$20/mo.

$0 Processing Fee with Surcharging\*.

Payment terminal is included when you sign up for Surcharging.

 

\*If not surcharging, our Interchange plus pricing rate is: 

 

Interchange plus 0.30% and  
8¢ / transaction

[![Select](https://no-cache.hubspot.com/cta/default/7437127/1e2486d7-786f-4e5a-8cb0-857b9a88dbff.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/1e2486d7-786f-4e5a-8cb0-857b9a88dbff)

---

# Recommended add-ons

## Mobile Processing

Turn your mobile phone or tablet into a portable point-of-sale device.

[![Select](https://no-cache.hubspot.com/cta/default/7437127/76a3991c-c4ce-4e7a-b29d-815014587125.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/76a3991c-c4ce-4e7a-b29d-815014587125)

Monthly fee  
$10/mo.  
Unlimited devices

Card Reader  
$75

---

- Accept cards, mobile and digital wallet payments, and gift cards quickly and securely via our Bluetooth card reader
- Intuitive mobile app for your iOS or Android device makes it easy to manage your account on the go
- All our [standard features](https://www.refinedpayments.com/plans/compare#features)

## Smart Terminal

Portable terminal that allows you to accept all modern payment types.

[![Select](https://no-cache.hubspot.com/cta/default/7437127/76a3991c-c4ce-4e7a-b29d-815014587125.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/76a3991c-c4ce-4e7a-b29d-815014587125)

Monthly fee  
$10/mo.  
per device

Hardware  
$315

---

## Gift Cards

Increase sales and acquire new customers with virtual and physical gift cards.

[![Select](https://no-cache.hubspot.com/cta/default/7437127/76a3991c-c4ce-4e7a-b29d-815014587125.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/76a3991c-c4ce-4e7a-b29d-815014587125)

Monthly fee  
$10/mo.  
Unlimited gift card transactions

---

- Virtual, Starter, and Custom Gift Cards available
- Easy setup
- Custom branding
- Simple to sell, redeem, track, and reload

## Refined Standard Features

**Award-winning technology**

- Easy to use
- 700+ app integrations
- Funding as soon as next day
- Integrate custom gift cards into your payment system
- Fast online sign-up and same day approval

**Industry-disrupting pricing**

- Interchange-plus pricing
- No PCI compliance fees
- No batch fees
- No annual fees
- No setup fees

**No commitments**

- No long-term contracts
- No cancellation fees
- Cancel anytime

**Security and protection**

- Advanced data security, fraud prevention and monitoring
- Every payment is automatically secured with end-to-end encryption
- Payment Card Industry Data Security Standard (PCI DSS) compliance coverage
- $100,000 in Breach Coverage insurance

**Reports made easy**

- Keep track of your sales with detailed, downloadable sales reports
- Search transactions
- Manage chargebacks

**A helping hand, day and night**

- 24/7 support
- On-site installation and technical support available
- Free business resources
- Ongoing technology consultation

## Custom Pricing

Our pricing has been designed for most small to mid-size businesses. For larger businesses and chains with processing over $1 million per year, custom pricing is available. For a custom pricing quote, drop us a line.

[![Contact Us](https://no-cache.hubspot.com/cta/default/7437127/841434c9-fb82-4960-b0dd-6a6ded0a8598.png)](https://cta-redirect.hubspot.com/cta/redirect/7437127/841434c9-fb82-4960-b0dd-6a6ded0a8598)

#### **Solutions**

- [Surcharging](https://www.refinedpayments.com/surcharging)
- [E-Commerce](https://www.refinedpayments.com/online-store)
- [Point of Sale](https://www.refinedpayments.com/point-of-sale)
- [Payment Processing](https://www.refinedpayments.com/standard-payment-processing)
- [Mobile Processing](https://www.refinedpayments.com/mobile-processing)
- [Smart Terminal](https://www.refinedpayments.com/smart-terminal)
- [Online Store & Mobile Ordering App](https://www.refinedpayments.com/mobile-ordering-app)
- [Invoices](https://www.refinedpayments.com/invoices)
- [Business Loans](https://www.refinedpayments.com/capital)
- [Gift Cards](https://www.refinedpayments.com/gift-cards)
- [Food Safety](https://www.refinedpayments.com/food-safety)

#### [**Pricing**](https://www.refinedpayments.com/plans/compare)

#### **Resources**

- [Help Center](https://www.refinedpayments.com/help-center)
- [Contact Us](https://www.refinedpayments.com/contact)
- [Refined Magazine](https://www.refinedpayments.com/blog)
- [Merchant Application](https://fs11.formsite.com/aQrrc7/zjulbxsmdx/index.html)

#### **[Why Refined](https://www.refinedpayments.com/why-refined?hsLang=en)**

#### **Company**

- [About Refined](https://www.refinedpayments.com/about)
- [Careers](https://www.refinedpayments.com/careers)
- [Affiliate Program](https://www.refinedpayments.com/affiliate)
- [Press](https://www.refinedpayments.com/press)

<https://www.instagram.com/refinedpayments/>  <https://twitter.com/RefinedPayments>  <https://www.facebook.com/RefinedPayments>  <https://www.linkedin.com/company/refined-payments/>  <https://www.youtube.com/channel/UCmgRu9yvTyMZDmmLtL1PATQ>

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