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Payment card surcharging in 60 seconds

Refined Editorial Team
November 3, 2020

A payment card surcharge, also known as a checkout fee, is an additional fee that a business owner adds to a customer’s bill when he or she uses a card for payment.  In the U.S., It is currently legal in 44 states with the exception of: Colorado, Connecticut, Kansas, Maine, Massachusetts and Oklahoma.  The maximum surcharge allowed by federal law is capped at 4%. Visa and Mastercard require notification 30 days before commencement of the surcharge.  Proper notification to the consumer is also required. This includes signage both at the business’s entrance and point of sale.  There must also be a separate line item on the customer’s receipt which itemizes the surcharge. 

Contact Refined Sales at (888) 972-7313 or hello@refinedpayments.com to find out if surcharging would be the right fit for your business.

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